Do you know of any Spanish banks that don’t charge you for holding your money?

Question

Bank issues. I am told that some banks online like ING will charge 10€ monthly if you don’t have a monthly salary or survival government aid. So, if you don’t have regular money coming in they charge you 10€. I wonder if you know of any other Spanish banks that don’t charge you. Is enough trying to survive and trust your savings to a bank without having to be punished. Any opinions on this please guys.

Answers

These are the answers of some Facebook group members:

“Caixa bank charges 20€ per month for the same reason but they have the imagin bank account free of charge (up till now). Which is their virtual type of bank account.”

“N26 is completely free. The same Openbank (Santander), BBVA Online.“

“Mediolanum is fantastic- no charges“

“Openbank is free of charge. I have been with them for 3 years now. And they have good customer service as well.“

“Try Transferwise, only get charged for sending. In some cases like receiving some foreign currencies you may get a small surcharge.”


“I believe this blog post may be helpful, check it out! https://spainguru.es/2021/09/11/alternatives-to-a-traditional-spanish-bank-account-and-money-transfer-services-account/


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Bruno Bianchi is the Director at SpainGuru, where he offers his expertise on Spanish immigration, visas, and residency. Over the years, he has been a guide for many navigating the intricacies of Spanish immigration & bureaucracy. In addition to his role at SpainGuru, Bruno anchors the SpainGuru YouTube channel. Through this platform, he shares valuable insights and updates on immigration matters, simplifying complex processes for a global audience. Bruno's dedication to providing clear and trustworthy information has made him a trusted figure in the community. In addition to his pivotal role at SpainGuru, Bruno boasts over 17 years of professional experience in several online platforms. With roles ranging from the COO and co-founder of Spotahome.com and Sales director of the MAPSA Group, Bruno's diverse experiences (he holds 3 nationalities) and multilingual capabilities (he speaks 5 languages) make him a dynamic and influential figure in both the immigration and business sectors.