Best private health insurance Spain

Adeslas Best private health insurance Spain (Adeslas Expats) is №1 health insurance Spain that meets the requirements for the Spain non lucrative visa, Spain Digital nomad visa, Spain Golden Visa, Spain Student visa and NIE/TIE (residence permit) application / renewal. This is a complete health insurance without co-payments nor waiting period, full coverage, including repatriation for expats who want to obtain residence permits. With this health insurance, you will have no problems whatsoever when applying for your Spanish visa or residency, as it complies with all the requirements.

What health insurance Spain is required for the Spanish Visa or residency application?

Private health insurance is mandated by specific legal provisions for visa or residency applications in Spain. As stipulated by the Organic Law 4/2000 (amended by Royal Decree 557/2011) and Law 14/2013 (enacted in September 2013), the Spanish embassies and the Ministry of Foreign Affairs necessitate health insurance for the following applications:

  • Student Visa
  • Investment Visa (Golden Visa)
  • Non-lucrative Visa
  • Digital Nomad Visa
  • NIE card (residence permit)
  • Renewal of the NIE card.

Is Adeslas, Best private health insurance Spain, suitable for residency applications?

To qualify for Spanish Visa or residency applications, the insurance must:

  1. Operate within Spain.
  2. Offer full coverage, encompassing emergencies, consultations, diagnostic tests, surgeries (both inpatient and outpatient), and hospitalizations.
  3. Provide a minimum coverage of €30,000.00.
  4. Have no copayments or deductibles.
  5. Feature no waiting period.
  6. Include repatriation of remains.

Adeslas Expats offers comprehensive health insurance tailored for expats, with no co-payments or waiting periods, full coverage, and includes repatriation. This insurance aligns with all requirements, ensuring a seamless residency application process at Spanish consulates or from within Spain (when applicable).

Best private health insurance Spain

Adeslas Expats – Adeslas, Best private health insurance Spain, coverage summary

Primary medicine
Emergencies and ambulances
Medical Specialties
Diagnostic Tests
Hospitalization and ICU
Special Treatments
Psychology
Odonto-Stomatology
Ophthalmology
Obstetrics and Gynaecology
Rehabilitation and Physical Therapy
Preventive Medicine
Human Organ, Tissue and Cell Transplants
Surgical Implants and Prosthesis
Second medical opinion
Repatriation
Travel Assistance

Frequently asked questions about Adeslas, Best private health insurance Spain

Is there any age limit to hire Adeslas Expats health insurance Spain?

No there is no age limit, anyone can purchase the insurance!

Is repatriation included with Adeslas Expats health insurance?

Repatriation insurance is included. This is an important requirement from most Spanish consulates that you don’t want to miss: New York City, Los Angeles, San Francisco, Washington DC, Miami just to mention a few).

Who can buy Adeslas Expat insurance?

Anyone who holds a foreign passport or residence card who plans to come to Spain or are already in Spain can buy Adeslas Expat insurance.

Adeslas, Best private health insurance Spain, should be purchased for what duration?

According to the VISA/residence application and renewal requirements, the insurance should cover your entire stay in Spain.

If you stay in Spain for more than 1 year, you can insure for 1 year and renew the insurance annually.

Will you provide me with a “Proof of insurance” document?

Yes, you will get a certificate that proves coverage from your health insurance company. The certificate mentions that the coverage complies with the requirements for a residency or visa.

What requirements do expats need to contract this insurance policy? (Best private health insurance Spain)

Community members and non-EU citizens who wish to reside in Spain must prove that they have health insurance contracted in Spain or in another country, as long as they provide full coverage in Spain equivalent to that provided by the National Health System. This means that insurance is required where there is no specification of co-payments for any medical act, without waiting periods, adn full coverage so that from the first moment the insured can be hospitalized for any medical problem that is included in coverage.

How do I choose the start and end dates?

Make sure that the insurance covers your entire stay in Spain. For example, if you stay in Spain between June 2018 and April 2019, then select June 2018 as the start month and April 2019 the end month. At least a 3-month period needs to be selected.

When will I receive the documents?

We guarantee the documents will be sent to you within 24 hours of completing the order.

Can I cancel my health insurance or get a refund?

We only accept cancellation if your VISA or residency application/renewal is rejected. You only need to email us indicating your insurance information along with the Rejection Letter and we’ll take care of the rest. All unused months will be fully refunded within 3 working days.

What is “Deductible”?

The deductible is the amount paid by the policyholder before the insurance company starts to pay. Our insurance does NOT have deductibles.

What is the “Waiting Period”?

A waiting period is the amount of time a policyholder must wait before some or all of their coverage comes into effect. Our insurance does NOT have a waiting period.

What is “Copayment”?

A copayment is a flat fee paid by the policyholder to the hospital/clinic for a covered service. Our insurance does NOT have copayments.

What is the difference between expat insurance and travel insurance?

Travel insurance usually sets a limit of maximum 3 months abroad. The expat insurance doesn’t. It offers you continuous protection no matter how long you stay in Spain.

Travel insurance only covers emergencies. The expat (health) insurance covers emergencies, medical specialties, diagnostic tests, hospitalization, ICU, rehabilitation, and more.

Travel insurance does not meet the requirements of residency application and renewal in Spain. The expat (health) insurance does.

Why is Adeslas, Best private health insurance Spain, calculated by the month not by the day?

Expat insurance is health insurance and most health insurance in Spain insures in months, with the start date the 1st day of a month and the end date the last day of a month.

What insurance documents should I submit for my visa or NIE application?

We will send you the insurance certificate and detailed terms which fully meet the Immigration and embassy requirements.

Is COVID-19 covered?

YES. Test and treatment are both covered.

Adeslas, Best private health insurance Spain, is this the right choice?

We guarantee you will not find a better value for money for a 100% compliant Spanish health insurance.

Can you recommend a good immigration lawyer to help us with Immigration issues?

Certainly! Here you can request a consultation with immigration experts: https://spainguru.es/consultations-immigration-tax/

If you are searching for the Best private health insurance Spain…

Search no more! Adeslas is the right choice for you! Adeslas Segurcaixa is the largest health insurance provider in Spain by far! Adeslas has double the amount of customers than the second insurance provider in Spain.

Distribution of the market share among the main private health insurance companies in Spain from 2019 to 2021 – by Statista

Best private health insurance Spain

For the past three years, based on available data, Adeslas has consistently been the leading health insurance provider in Spain, favored by both expats and Spaniards.

Join Spainguru’s community and ask our community members about Adeslas, Best private health insurance Spain

Spainguru’s main Facebook group: https://www.facebook.com/groups/americanexpatsinspain

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