Last Updated on March 18, 2026 by Bruno Bianchi
Question about Spanish health insurance
Spanish health insurance for residency. Do you have to buy a complete year or can you pay monthly?
Answers
These are the answers of some Facebook group members:
Planning your move to Spain?
Get the free step-by-step roadmap used by 10,000+ expats — covering visas, budget, housing, and the mistakes to avoid.
Start the Moving to Spain Hub →“Only a policy for the full year will be accepted”
“You have to pay for the full year.”
“I know for Barcelona province you need to pay the whole year upfront. You used to be able to pay monthly, but then because people were cancelling the policy after getting residency they changed the rules.”
“For visas one year, for EU residency can be monthly payments.”
Not sure which city is right for you?
Compare cost of living, weather, expat community size, and lifestyle across 13 Spanish cities in our free guide.
Explore Cities →“A whole year for the 1st year is required”
Useful links:
- Visit our recommended immigration & tax experts here.
- Make sure to visit Spainguru’s Resources page.
- Join Spainguru’s Facebook group with more than 13.000 members
- Join Spainguru’s NLV whatsapp group
- Get quotes for the best Health insurances to apply for a NLV
Get your free step-by-step Spain move plan
10 emails over 2 weeks covering visas, budget, housing & the mistakes to avoid.
Join 10,000+ expats who used this roadmap.
100% free · No credit card · Unsubscribe anytime
