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Home Community answers Is it possible to open a Spanish bank account without an NIE...
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Is it possible to open a Spanish bank account without an NIE number?

By
Bruno Bianchi
-
December 28, 2022
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    Question

    Is it possible to open a Spanish bank account without an NIE number?

    Answers

    These are the answers of some Facebook group members:

    “I opened a bank account at Sabadell with just passport. they wanted last 2 years of tax returns and mucho más!”

    “N26 has Spanish IBAN, pay all bills, taxes, transfers.”

    “Yes, its possible. Santander Bank has this option”

    “Without a NIE I highly doubt it, without a residency yes, it’s called non-resident account”

    “BBVA does it”

    “I opened an N26 account online but needed NIE and Spanish address”

    “Yes, in BBVA. Non-resident account is called.”

    “I opened with santander with a nie. But they have an option without.”

    “You can open at Sabadell with your passport, I believe”

    “Openbank or N26“

    “N26 I think”

    “I opened bank account at BBVA without NIE, but with passport and employment contract.”

    “Yep non residents Acc.”

    “It is possible to open a Spanish bank account without an NIE number, although the requirements and options may vary by bank. Some banks that have been mentioned as allowing this include Sabadell, Santander, N26 and BBVA. In some cases, a passport and employment contract may be sufficient to open an account, while other banks may require additional documentation such as tax returns or a Spanish address. Some banks may offer a special “non-resident account” for individuals without an NIE. It is recommended to check with the specific bank for their requirements and options.”

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      Bruno Bianchi
      Bruno Bianchi
      Bruno Bianchi is the Director at SpainGuru, where he offers his expertise on Spanish immigration, visas, and residency. Over the years, he has been a guide for many navigating the intricacies of Spanish immigration & bureaucracy. In addition to his role at SpainGuru, Bruno anchors the SpainGuru YouTube channel. Through this platform, he shares valuable insights and updates on immigration matters, simplifying complex processes for a global audience. Bruno's dedication to providing clear and trustworthy information has made him a trusted figure in the community. In addition to his pivotal role at SpainGuru, Bruno boasts over 17 years of professional experience in several online platforms. With roles ranging from the COO and co-founder of Spotahome.com and Sales director of the MAPSA Group, Bruno's diverse experiences (he holds 3 nationalities) and multilingual capabilities (he speaks 5 languages) make him a dynamic and influential figure in both the immigration and business sectors.
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