Last Updated on April 18, 2026 by Bruno Bianchi
Wise Joint Accounts for Expats in Spain
Does anyone know if Wise bank have joint accounts?
How Wise Joint Accounts Work for Spain Visa Proof
These are the answers of Spainguru’s Facebook group members:
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Start the Moving to Spain Hub →“They aren’t technically a ‘bank’ either.”
“I looked into this, and I’m quite certain that they don’t.”
“Sadly, they don’t.”
“Nope, but they are brilliant and save a lot on exchange fees.”
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Explore Cities →According to Wise’s official information, Wise does not currently offer joint accounts, but users can fund Wise transfers from a joint bank account as long as they are one of the named account holders and their details match.
Wise might require proof of the joint account, such as an account statement showing both names and account details.
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Conclusion: Using Wise Joint Accounts in Spain
Wise does not provide the option to open joint accounts under two names. However, it is possible to use an existing joint bank account to fund Wise transactions, provided the correct verification steps are followed.
Users looking to manage funds together may need to explore alternative banking solutions or rely on Wise’s features with personal accounts.
Get perks and wire transfer discount on Wise here.
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