Last Updated on May 19, 2026 by Bruno Bianchi
Question
The financial requirements for a couple are 28,800 EUR for the primary applicant and 7,200 EUR for each dependent, which equals 36,000 EUR for a couple. What if the primary applicant receives 18,800 EUR and the spouse receives 21,660 EUR, totaling 40,460 EUR? Would that be acceptable?
Answers
These are the answers of Spainguru’s Facebook group members:
Planning your move to Spain?
Get the free step-by-step roadmap used by 10,000+ expats — covering visas, budget, housing, and the mistakes to avoid.
Start the Moving to Spain Hub →“I’d think so. Assuming both people have access to that money (like it goes to the same account), and they submit their paperwork at the same time, there’s no reason they wouldn’t just look at the total.”
“Yes.”
“Why doesn’t the top earner be the primary in this case?” – “It’s always a habit to put my husband’s name first, but I earn more than him.”
“Yes, as a joint application.”
Not sure which city is right for you?
Compare cost of living, weather, expat community size, and lifestyle across 13 Spanish cities in our free guide.
Explore Cities →Conclusion
Based on the responses from Spainguru’s Spanish Non Lucrative Visa group, it seems that as long as both applicants submit their financial documents together, their combined income should be considered sufficient to meet the Spain Non Lucrative Visa financial requirements.
Some members also suggested that the highest earner could be designated as the primary applicant, though this does not seem to be a strict requirement.
Ensuring that both applicants have access to the total funds and presenting a joint application appears to be key.
Join our community!
Make sure to join our dedicated Spanish Non Lucrative Visa group here!
Get your free step-by-step Spain move plan
10 emails over 2 weeks covering visas, budget, housing & the mistakes to avoid.
Join 10,000+ expats who used this roadmap.
100% free · No credit card · Unsubscribe anytime
