Exclusive Adeslas agent Carlos Andrés Blanco Rey
Carlos is an exclusive agent for Adeslas Insurance, with extensive experience in obtaining the most complete insurance at the best price for expats who are seeking to obtain residency in Spain (health insurance non lucrative visa, Digital Nomad Visa, Golden visa and Student Visa). He speaks and writes perfect English, and is used to deal with expats. This is what people say about Carlos Andrés Blanco Rey:
Adeslas Expats
Complete health insurance without co-payments nor waiting period, including repatriation for expats who want to obtain residence permits. With this health insurance, you will have no problems whatsoever when applying for your residency at a Spanish consulate, as it complies with all the requirements.
What is Adeslas Expats?
- It is a full medical insurance that covers the entire Spanish territory
- It covers the costs of hospitalization from the first day until discharge, provided that the assistance to the hospital happens after the insurance start date
- Of all private insurances, it is the most similar to the public social security, therefore complying with all Spanish consulate requirements
- Most Spanish consulates require repatriation, which is included in the policy
- Up to 70 years old and subject to a medical questionnaire (We can also offer other policies available for 70 to 84 years old that also comply with NLV requirements.)
- Spouses and children can be included as long as the policyholder has a passport
For who is Adeslas Expats?
Adeslas Expats is perfect for anyone who want to become resident in Spain. In order to become resident, Non-EU citizens are required to have a private health insurance that is similar to the Spanish public health system.
How can I pay for it?
Adeslas Expats can be paid annually or in a single payment. The contract is nonbreakable for 12 months. You can use Wise, Paypal, Wire Transfer as payment methods.
Adeslas Expats comprehensive coverage
Consultations and hospitalizations
- Consultant specialist visit
- Outpatient surgery
- Hospitalization in a hospital
- Day hospitalization
Special diagnostic techniques
- Special clinical analysis: karyotypes, genotypes, immunohistochemistry, molecular biology
- Specialized radiology: angiorradiology, digital angiography, interventional radiology, positron emission tomography (PET), nuclear magnetic resonance imaging (MRI), computed axial tomography (CT or Scanner)
- Cardiocirculatory system: ergometry, vascular hemodynamics, holter
- Nuclear medicine
- Fibroendoscopies: all types
- Neurophysiology: sleep studies
- Gynecology: amniocentesis and amnioscopy
- Ophthalmology: angiofluoresceingraphies
- Urology: urodynamic studies
- Genetic tests
Special
treatments
- Oncology: chemotherapy, immunotherapy, cobalt therapy, radiotherapy, and radioactive isotope
- Rehabilitation: all techniques
- Oxygen therapy, ventilation therapy, and home therapy spray
- Arthroscopic surgery
- Renal lithotripsy
- Laser therapy
- Peritoneal dialysis and hemodialysis treatments
- Pain unit treatment
- Psychotherapy
Adeslas Expats * requirements
Easy payment methods: Wise, Paypal, Wire Transfer
Passport: This insurance is designed for expats, so it’s an essential requirement to have a passport with a photo, for the medical insurance procedure.
Reside in Spain*: We will need a telephone number and email address, (to start the process it is not necessary to have an address in Spain). *Not valid in Asturias, Cantabria, Navarra and Basque country
No age limit: You can get an Adeslas health insurance without age limit.
Medical questionnarie: There is a mandatory medical questionnaire, in order to be approved for this insurance. You must be in perfect health to be accepted.
1 year minimum contract: This is an annual insurance policy and must be in force for at least a year.
Features of the Expatriate insurance
NO COPAYMENT
No co-payments for any use of health insurance
NO WAITING PERIOD (ZERO) 0
This insurance was created to be similar to the Spanish public health system. It has no waiting period (completely eliminated). You can access all the specialties and methods of diagnosis and hospitalization from the first day of your health insurance.
REPATRIATION INCLUDED
Repatriation insurance is included. This is an important requirement from most Spanish consulates that you don’t want to miss: New York City, Los Angeles, San Francisco, Washington DC, Miami just to mention a few).
FAQ
Will you provide me with a “Proof of insurance” document?
Yes, you will get a certificate that proves coverage from your health insurance company. The certificate mentions that the coverage complies with the requirements for a residency or visa.
What is the regulation for non-residents?
Recently a reform has been made that affects the legal regime that regulates the entry, free movement and residence of EU citizens in Spain and their families. As a result of this reform, citizens (even if they belong to the European Union) are required to reside in Spain for a period of over 3 months, as one of the requirements they must meet to contract health insurance and to be able to obtain the residence card.
What requirements do expats need to contract this insurance policy?
Community and non-EU citizens who wish to reside in Spain must prove that they have health insurance contracted in Spain or in another country, as long as they provide full coverage in Spain equivalent to that provided by the National Health System. This means that insurance is required where there is no specification of co-payments for any medical act, and without waiting periods, so that from the first moment the insured can be hospitalized for any medical problem that is included in coverage.
Can you recommend a good immigration lawyer to help us with the NLV application?
Certainly! Here you can request a consultation with immigration experts: https://spainguru.es/consultations-immigration-tax/
Who is required to have private health insurance in order to obtain a residence permit?
Private Health insurance is required by the nationals of any country that is not part of the European Union (USA, Russia, UK, China, Etc), who are not working/paying into the Spanish social security system.
The obligation to contract health insurance also applies to those who intend to reside in Spain for more than 3 months:
- Spouse or registered domestic partnership
- Children under 21 years of age (of the community citizen or their spouse or partner)
- Children over 21 years of age living at home (of the community citizen or their spouse or partner)
- Elderly family members living at home (of the community citizen or their spouse or partner).
Does this only affect E.U. citizens?
No, it affects all foreigners who want to reside in Spain. What changed in the new regulations is that up to now it was not required to have health insurance for citizens who belonged to the European Union.
How long should medical insurance for expats be maintained?
At least 12 months from signing-up, although during that time a residence permit will be acquired and a public health card will be obtained.
More about Adeslas
Adeslas is the top health insurance in Spain
Adeslas has more than double the amount of customers than the second insurance provider in Spain.
Source: Statista 2020
