Can I include my Social Security payments, investments, and my corporation assets in my non lucrative Spain visa application financial means?

Last Updated on March 18, 2026 by Bruno Bianchi

Question

In regards to showing financial means for the non lucrative Spain visa application, they require roughly $29,000. Would I subtract from that my annual Social Security payments? Do investments count? What about assets belonging to a corp of which I am the only shareholder?

Answers

These are the answers of some Facebook group members:

“Yes, yes and yes, as long as you accredit It properly.”

“I asked a similar question recently. My research shows that some consulates are more flexible than others. Some don’t allow the subtraction. Investments are considered but it would depend on how long it would take to access the funds. A stock could quickly be cashed out, but a 5 year GIC doesn’t look as good. Others have told me that they like to see one fat bank account.”

“The Toronto consulate where I’m applying asks for 3 months of statements, so I’m looking for a good promotional rate on a savings account, maybe 4 or 5%, and I’ll just park the money there. Then I figure I’ll use that money in Spain, so bonus if the account is at a bank with good exchange rates, low international ATM fees, maybe a good travel credit card too…”

In conclusion, Spainguru’s Facebook group members suggest that the process of showing financial means for a visa application can vary depending on the consulate. It is important to research the specific requirements for the consulate you will be applying to and understand what types of financial documents and information will be accepted. It may also be beneficial to look into options such as high-yield savings accounts, investments that can be easily cashed out, and finding a bank with favorable exchange rates and low international ATM fees. Additionally, it is important to be transparent and accurate when presenting your financial information to the consulate to increase your chances of a successful application.

Bruno Bianchi CEO & Spain Immigration Expert

Bruno Bianchi is the founder and CEO of Spainguru, Spain's largest expat immigration community with 150,000+ members. Since 2014 he has helped thousands of people relocate to Spain through expert guides, webinars and vetted professional services covering visas, residency, taxes and life in Spain.

See Full Bio

Spain Non-Lucrative Visa Spain Digital Nomad Visa Spanish Residency Taxes in Spain for Expats Moving to Spain