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Has any expat applied for the non lucrative Spain visa using Cigna Global Gold insurance?

Last Updated on March 18, 2026 by Bruno Bianchi

Question

Has anyone applied for the non lucrative Spain visa from Singapore as an expat living in Singapore?
I have Cigna Global Gold. Is this acceptable for my visa application?

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Answers

These are the answers of some Facebook group members:

It has to cover 100%, 0 deductible, and no copayments. Most likely you will need to purchase from the Spanish insurance company”

”The best is to go to the Spanish consulate in Singapore first and ask them. They are able to give you the right answers. Are you a foreigner in Singapore residing there or Singaporean? If you are a foreigner living in Singapore, you must confirm if you can apply in Singapore or not”

”I’m in a similar situation with global insurance, but looks like we will have double insurance for 9 months”

”I’d prefer to buy the Spanish because it is so much cheaper, but with annual contracts, waiting periods, etc, timing is tough”

In conclusion, according to Spainguru Facebook group members, applying for a non lucrative Spain visa has specific insurance requirements. It is suggested confirming with the Spanish consulate first, for accurate information. Some individuals have faced the challenge of having double insurance while others recommend purchasing Spanish insurance for its affordability. It is advisable to seek guidance from the Spanish consulate where you apply from or relevant authorities to determine if your Cigna Global Gold insurance is acceptable for your non lucrative Spain visa application.

📖 Related Reading: For a complete overview of requirements, application process, renewals, and financial proof, see our Non-Lucrative Visa: The Complete Guide.

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author avatar
Bruno Bianchi CEO & Spain Immigration Expert
Bruno Bianchi is the founder and CEO of Spainguru, Spain's largest expat immigration community with 150,000+ members. Since 2014 he has helped thousands of people relocate to Spain through expert guides, webinars and vetted professional services covering visas, residency, taxes and life in Spain.