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Home Car and driving license Spain Car Insurance in Spain: Finding Coverage for a UK Car

Car Insurance in Spain: Finding Coverage for a UK Car

Last Updated on April 18, 2026 by Bruno Bianchi

Question

Has anyone managed to find car insurance in Spain for a UK car?

Answers

These are the answers of Spainguru’s Facebook group members:

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“I am also interested in this; we drove our car over, and we need to import it and get a new set of insurance! Any advice is most welcome.”

“If you made the move permanently to Spain recently, you can import your vehicle without having to pay import tax.”

“As a resident, you cannot drive a car on foreign plates in Spain unless in the process of importing it, for which there is only a very small window from the start of residency.”

Car Insurance in Spain: Finding Coverage for a UK Car

“You need to be more specific with your question. A UK car or a UK registered car, and are you a UK resident or a Spanish resident?”

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“For a UK car that has been imported and is on Spanish plates? Yes, you can insure it. For UK registration, no.”

“Not a car but a motorbike, yes.”

“Yes, for a UK registered car, we did.”

“Liberty Seguros offers car insurance for UK vehicles.”

Get a UK car insurance in Spain here.”

Conclusion

Finding car insurance in Spain for a UK car largely depends on whether the vehicle has been imported and registered on Spanish plates.

If the car is still on UK registration, residents may face difficulties insuring it, as driving with foreign plates is only allowed temporarily during the import process.

Some insurers, such as Liberty Seguros, provide coverage, but it is essential to clarify residency status and registration requirements before seeking insurance options.

📖 Related Reading: For a complete overview of tax residency, income tax brackets, Beckham Law, Modelo 720, and more, see our Taxes for Expats in Spain: The Complete Guide.

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author avatar
Bruno Bianchi CEO & Spain Immigration Expert
Bruno Bianchi is the founder and CEO of Spainguru, Spain's largest expat immigration community with 150,000+ members. Since 2014 he has helped thousands of people relocate to Spain through expert guides, webinars and vetted professional services covering visas, residency, taxes and life in Spain.