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Can you get travel health insurance intended for short term trips to the US only?

Last Updated on March 18, 2026 by Bruno Bianchi

Question

I have Tarjeta sanitaria and don’t have private health insurance, but I will be back to the US for a month. Can I purchase travel health insurance just for my trip even though I don’t have a contract with any private health insurance?

Answers

These are the answers of some Facebook group members:

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“When I visited over the holidays I bought a policy with IMG.”

“Just be careful. Some travel insurance purchased here does not cover travel to US or Canada. Make sure you tell them you need coverage in the US.”

“I used IATI 2 years ago when I went home for a month.”

“Yes you absolutely *should* buy private trip insurance for travel to the US. It might get confusing but as a US citizen who is resident elsewhere, you can buy such policies.”

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“I always purchase the Patriot policy from VisitorsCoverage when I travel to the US and it covers US citizens who are residents elsewhere! I’ve thankfully never had to use it, so I can’t say how good the company is to work with if you actually have to make a claim, but I did a lot of research and they had good reviews.”

📖 Related Reading: For a complete overview of what insurance you need, which providers are accepted, and costs, see our Health Insurance for Spain Visas: The Complete Guide.

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author avatar
Bruno Bianchi CEO & Spain Immigration Expert
Bruno Bianchi is the founder and CEO of Spainguru, Spain's largest expat immigration community with 150,000+ members. Since 2014 he has helped thousands of people relocate to Spain through expert guides, webinars and vetted professional services covering visas, residency, taxes and life in Spain.