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How will buying a property will impact the non lucrative Spain visa renewal?

Last Updated on March 18, 2026 by Bruno Bianchi

Question

Just about to start non lucrative visa process. Basic question. Want to buy property ASAP. How does this impact assets on the non lucrative Spain visa renewal, if at all?

Answers

These are the answers of some Facebook group members:

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“If you spend €500k or more, you (can) switch to the golden visa. And if less, it doesn’t seem to count towards anything so make sure you have sufficient funds once you’ve paid for the property.””

“No impact at all.”

“It won’t but don’t spend it all bc you’ll still need the Iprem (or the required renewal funds)”

“Buying property and ASAP shouldn’t be in the same sentence. Take your time. You are moving so enjoy the journey find your forever home. It’s easy to buy harder to sell.”

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In conclusion, according to Spainguru Facebook group members, purchasing property while going through the non lucrative visa Spain renewal process typically does not have a direct impact on the renewal itself. However, it’s essential to consider the financial aspects, as buying property can be a significant expense. If the property investment exceeds €500k, you may have the option to switch to the golden visa, but if it’s less, it generally doesn’t count towards the renewal requirements. Regardless of property purchase, it’s advisable to ensure you have sufficient funds to meet the necessary renewal criteria, such as the Iprem or other required financial resources. Additionally, the members emphasize taking your time when buying property, as it’s a significant decision and should align with your long-term plans.

📖 Related Reading: For a complete overview of requirements, application process, renewals, and financial proof, see our Non-Lucrative Visa: The Complete Guide.

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author avatar
Bruno Bianchi CEO & Spain Immigration Expert
Bruno Bianchi is the founder and CEO of Spainguru, Spain's largest expat immigration community with 150,000+ members. Since 2014 he has helped thousands of people relocate to Spain through expert guides, webinars and vetted professional services covering visas, residency, taxes and life in Spain.