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Economic Spectrum of Non Lucrative Spain Visa Applicants: From Millionaires to Middle Class?

Last Updated on March 18, 2026 by Bruno Bianchi

Question

I see here everybody is making plan to move to Spain like me but i would like to know: everybody here is millionaire or just regular pay checks people making retirement plans like me. I’m not noisy, i just want to make sure I’m in the right group (non lucrative Spain visa)

Answers

These are the answers of some Facebook group members:

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“Far from millionaire but had a REALLY good year in logistic sales and stashed away everything I could to move away from the craziness that’s going on in the US. Left a 6 figure job without thinking about it twice and 0 regrets, feeling safe, accepted and fulfilled makes me feel like a millionaire.”

“Modest pension, SS, lightly booked, 3-room Air BnB in my bungalow, and emergency savings invested. I want a better quality of life with my limited means.”

“In our case we are considering Spain, Portugal or Argentina because we won’t have enough to survive here (Canada) unless of course we are lucky and healthy and can continue working well into our 70’s and 80’s”

“I’m 59 years old, my wife 55. Both taken early retirement recently and plan to move to Fuerteventura in two years time. We have private pensions ( not millions) and savings. We’re moving for the slower pace of life and the cost of living is much less. Good luck with your journey”

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“Don’t worry…millionaires will probably be on the Golden visa group… not the non lucrative Spain visa one”

“Not rich. We are leaving the U.S. so that we can live well on our ss and minimal savings.”

“Nah we are just average people taking a chance and hoping for the best….you are in the right group”

“We want to retire to Spain for a lower cost of living so we can retire sooner. We aren’t rich by any stretch of the imagination”

“Retiring teacher and you know we make millions, right LOL.”

“Retired 2022, SS and small pension with small IRAs. Would spend every penny month to month in US, will live easily on half that in Galicia, Spain.”

“Average people who saved hard for retirement, invested what we could, and now between social secunity and our investments are living comfortably in Spain.”

“Waiting to retire from nursing .”

“I’m a retired high school teacher, living off my pension and early SS. It’s been great. I’m saving money and I bought a place, no loan (inheritance).”

Based on the responses from Spainguru’s NLV Facebook group members, it is clear that not everyone planning to move to Spain on a Spanish Non lucrative visa is a millionaire. Most people are retirees or average people who have saved and invested in preparation for retirement. The group members have different backgrounds and sources of income such as pensions, social security, and savings. However, they all share the desire for a better quality of life and a lower cost of living. Overall, it is a diverse group of people who are taking a chance and hoping for the best in their new life in Spain.

📖 Related Reading: For a complete overview of requirements, application process, renewals, and financial proof, see our Non-Lucrative Visa: The Complete Guide.

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author avatar
Bruno Bianchi CEO & Spain Immigration Expert
Bruno Bianchi is the founder and CEO of Spainguru, Spain's largest expat immigration community with 150,000+ members. Since 2014 he has helped thousands of people relocate to Spain through expert guides, webinars and vetted professional services covering visas, residency, taxes and life in Spain.