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Spain Non Lucrative Visa: Is Private Health Insurance Needed with an S1 Form? (UK Citizens)

Last Updated on April 18, 2026 by Bruno Bianchi

Question

Can anyone tell me do you still need a private health insurance if you are eligible for the S1 for the purpose of obtaining the NLV. (UK Citizens)

Answers

These are the answers of Spainguru’s Spanish Non Lucrative Visa group members:

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“No. But you need to pre-register your S1 before your BLS appointment. And then complete the process once moved.”

Spain Non Lucrative Visa: Is Private Health Insurance Needed with an S1 Form? (UK Citizens)

“Private insurance not required if you have S1.”

“No, just use your S1.”

Conclusion

For applicants of the Spain Non Lucrative Visa who are eligible for and possess an S1 form, private health insurance is not required.

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It’s important, however, to pre-register the S1 form prior to your BLS appointment and to complete any necessary formalities after moving to Spain.

This streamlines the process and ensures compliance with Spanish health care registration requirements.

Join our community!

Make sure to join our dedicated Spanish Non Lucrative Visa group here!

📖 Related Reading: For a complete overview of requirements, application process, renewals, and financial proof, see our Non-Lucrative Visa: The Complete Guide.

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author avatar
Bruno Bianchi CEO & Spain Immigration Expert
Bruno Bianchi is the founder and CEO of Spainguru, Spain's largest expat immigration community with 150,000+ members. Since 2014 he has helped thousands of people relocate to Spain through expert guides, webinars and vetted professional services covering visas, residency, taxes and life in Spain.