Last Updated on May 2, 2026 by Bruno Bianchi
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If you’re planning to apply for Spain’s Non Lucrative Visa (NLV), understanding the full cost breakdown is essential for budgeting. The total application cost varies depending on your location, personal circumstances, and whether you use professional services. Here’s a comprehensive breakdown of what you can expect to pay.
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The main costs include the consulate visa fee, document preparation expenses, translations, apostilles, and health insurance. For a single applicant, the total typically ranges from $1,500 to $4,000 USD depending on your specific situation and how much professional help you use.
How much is the consulate visa fee?
The Spanish consulate charges a visa processing fee that typically ranges from $80 to $180 USD depending on the consulate location. If you apply through BLS International (the outsourced visa processing center used by many US consulates), there is an additional BLS service fee of approximately $30-50. These fees are non-refundable, even if your application is denied.
What are the document preparation costs?
Document preparation is often the largest expense category. You’ll need to budget for FBI background checks ($18 plus shipping), state-level background checks ($10-50 per state), apostilles ($20 per document from the US Department of State), and certified translations of all non-Spanish documents. Sworn translations typically cost $30-80 per page depending on the translator and document complexity.
How much does health insurance cost for the NLV?
Private health insurance is mandatory for the Non Lucrative Visa application. You’ll need a policy that provides full coverage in Spain with no copays and no deductibles. Annual premiums typically range from $1,200 to $4,000 per person depending on your age, health conditions, and the insurance provider. Popular providers among NLV applicants include Sanitas, Adeslas, ASSSA, and Caser.
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Beyond the core application costs, many applicants budget for immigration lawyer or gestor fees ($500-2,000), passport photos, travel to the consulate, and potential costs for obtaining medical certificates or additional documentation. Once approved, you’ll also face costs in Spain including the TIE card application fee (approximately €16), empadronamiento, and setting up your new life.
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