Financial Planning for Expats in Spain – SJB Global
Relocating to Spain from the UK or USA? Whether you’re planning your retirement, managing investments, or seeking tax-efficient financial solutions, **SJB Global** provides expert financial planning to make your transition seamless.
Why Choose SJB Global?
Expat Financial Experts
Specializing in retirement, investment, and tax planning for expatriates, ensuring your wealth is secure and optimized for Spanish residency.
Award-Winning Advisory Services
Recognized as the “Best Financial Advisory Firm in Europe” with over 300 five-star reviews.
Transparent Fee Structure
A regressive fee model means the more you invest, the lower your costs, ensuring cost efficiency.
Cross-Border Financial Compliance
Expertise in FATCA-compliant financial planning for US expats and tax-efficient strategies for UK pension transfers.
Bruno from Spainguru Interviews Jake Barber, Founder of SJB Global
Some of SJB Global Reviews on Trustpilot
Hear what real clients are saying about SJB Global’s services:
“So pleased with the advice… I have been extremely pleased with the advice given from SJB. Jake, in particular, has been very patient in explaining the various scenarios and options open to me as a UK citizen residing in Spain. Having a competent company to manage my financial planning, including my UK pension, provides immense peace of mind.”
“Excellent advice, very professional and outstanding customer service.”
“First advice I have ever had… My first contact with SJB was very professional. I have been with them for over 10 years dealing with my pension and investments. My advisor, Jake Barber, has been able to give me all the information I needed. I would highly recommend SJB Global and Jake Barber.”
“Super professional… As an expat with no previous financial education, I have been very impressed with their professionalism and honesty. They explain every step of the process and simplify the terms to make them easy to understand.”
Comprehensive Financial Planning Tailored to You
SJB Global follows a clear, 5-step process to ensure your financial success:
Define Your Goals
Identify and prioritize financial goals like retirement, estate planning, and education funding.
Analyze Your Financial Position
Understand your income, assets, liabilities, and risk profile.
Develop a Strategy
Create a tailored financial plan based on your personal needs and objectives.
Implement the Plan
Execute recommendations such as pension transfers, investment strategies, or tax-efficient savings plans.
Ongoing Monitoring & Adjustments
Receive quarterly updates and annual reviews to stay on track.
Investment & Wealth Management
SJB Global provides expert guidance across various investment areas:
Customized Investment Strategies
Explore options including Stocks, ETFs, mutual funds, offshore bonds, and more, tailored to your financial objectives.
Risk Profiling
Receive a tailored portfolio that aligns perfectly with your investment horizon and risk appetite, ensuring your investments match your comfort level.
Ongoing Reviews
Market conditions change, and so should your investment strategy. Benefit from continuous monitoring and adjustments to keep your plan optimal.
UK Pension Transfers – Maximize Your Retirement Funds
Have a UK pension worth £100k+? Now living abroad? **Avoid paying up to 45% UK tax** and pass 100% of your pension to your beneficiaries tax-free.
Absolute Transparency: Low Fees, No Hidden Charges
At SJB Global, we believe in complete transparency when it comes to fees. Unlike commission-based models, we operate on a **fee-based structure** where the more you invest, the lower your costs. Our tiered and regressive pricing ensures cost efficiency while keeping your interests aligned with ours.
- 💡 **Know exactly what you pay** – No hidden fees or unexpected charges.
- 💡 **Cost-effective model** – Our charges are often 50% lower than many competitors.
- 💡 **Family-based fee benefits** – Investing together with family or referring friends can further reduce costs.
