Question
Did San Francisco Consulate Spain non lucrative visa applicants pay health insurance monthly from the desired entry month on the application or pay for the full year upfront?
Answers
These are the answers of some Facebook group members:
”Since we didn’t have a Spanish bank account at the time, we had to pay everything up front. We had to make clear the date we wanted to start-our planned entry date in Spain-also they don’t grant partial months, so if you plan to arrive Dec 10, you have to pay the entire month. The other glitch was that we wanted to pay with credit card,we needed special permission to do that. If you pay with a bank transfer it can take several days. NLV SF received July 2023”
”We paid the entire year up front”
”I just emailed the miami consulate and they replied saying that we have to pay the entire year and will not be accepted if we pay monthly. However I saw some folks here who pay monthly and they were approved with no problems”
”The year upfront came with a discount. We took that option”
”I paid for one year. Sanitas was the only insurance I found that let me delay the start day. I paid in June for one year and the insurance began in September”
”I paid the whole year upfront. I believe it needed to be already effective at the time of the visa application process (for the Chicago consulate). It’s worth checking the detail from the SF consulate to see if it can be future-effective-dated.
Also, I read somewhere that some consulates look at month-to-month payments on insurance as an implication that it will be dropped soon after entry where a prepaid year doesn’t give the same impression. That could be totally bogus info, but it didn’t matter to me anyway. A year upfront for Spanish insurance was such a bargain as compared to my US health insurance (which was over $8000 per year), I actually didn’t care that I was paying a couple of months early”
Conclusion
In conclusion, according to Spainguru Facebook group members, applicants for the Spanish non lucrative visa through the San Francisco Consulate shared different experiences with health insurance payments.
Some paid upfront for the whole year, often getting discounts, while others managed monthly payments. It’s advisable to confirm with the consulate and explore insurance providers for the best approach.
